Mortgage Rates in Texas. Compare today’s average mortgage rates in the state of Texas. Bankrate aggregates mortgage rates from multiple sources to provide averages for Texas. 5/1 ARM mortgage rate 4.00% current rates in Texas are 4.34% for a 30-year fixed, 3.74% for a 15-year fixed, and 4.00% for a 5/1 adjustable-rate mortgage.
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Refinancing Home Loans in Midland, TX. With mortgage refinancing in Midland, TX, what the buyer really does is apply for an entirely new mortgage. That new mortgage then pays off their old mortgage, and since the new mortgage has a lower interest rate, the borrower ends up paying less overall.
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