Services

 

Detailed Credit Analysis

Pinnacle Mortgage Bankers has the tools to boost  your credit scores by simulating credit-related actions and their impact on a your scores, e.g. paying off or transferring balances, increasing existing account balances, or opening / closing new accounts. With these tools available 24/7 for all three bureaus, we can guide you confidently through any conceivable scenario enabling us to get you qualified and close your loan more quickly. By adjusting your key financial indicators (e.g. cash, debt, and number of outstanding balances) we can test an unlimited number of actions until the projected score results are as high as possible.

Credit Repair

The credit system may seem like a private conversation between your creditors and the credit bureaus, but this conversation is not complete until you have joined it. You have the right to question any information on your credit reports that you feel may be inaccurate, untimely, misleading, incomplete, ambiguous, unverifiable, biased or unclear ("questionable.") If an item cannot be verified, then it must be removed. Pinnacle Mortgage Bankers helps you become part of the credit conversation through time-tested services that incorporate innovative dispute methodologies, creditor interventions, and other credit repair methods that make full use of your credit rights as established by the Fair Credit Reporting Act (FCRA) and other federal laws.

Property Information

Pinnacle Mortgage Bankers is your one source for property information, homeowner data and real estate analytics.  Whether you want to know about a specific parcel, view a targeted list of properties or get a broader market view in specific area, Pinnacle Mortgage Bankers has all the tools at our fingertips to provide you with this information.  Updated daily, our database is gathered from more than 10,000 government and proprietary sources. We obtain property records, tax assessments, property characteristics and parcel maps from tax assessors and county recorders offices across the nation. This information is combined with flood, demographics, crime, maps and property visuals, document images, trending data and other information from proprietary sources which provides a complete picture.

Automated Property Values

Pinnacle Mortgage Bankers delivers highly accurate valuations at lightning-fast speeds.  We can combine data from your local MLS (Multiple Listing Service) and our vast nationwide property database which will offer a preview of the values we are likely to see without having to pay the fees associated with a full residential appraisal report.

Foreclosure Reporting

Interested in purchasing an investment opportunity? We have the ability to locate distressed properties andmarkets .We can provide foreclosure information on any property search for residential properties in all stages of the foreclosure process. The Foreclosure Activity Report gives you a proactive view into a single or portfolio of properties.  We can search for and analyze reports using any number of property characteristics.  This provides you with a complete analysis, AVM and subject property details. 

Financial Planning

The creation of a personal financial plan and doing your own personal financial planning is very difficult. We cover your mortgage, financial planning, taxes and tax planning, investing in stocks, bonds and mutual funds, investment planning, insurance planning. If your personal financial plan includes stocks, bonds or mutual funds, you need to understand all of these if you are doing sound investment planning and retirement planning. You may not want to do your own personal financial plan or your own retirement planning, but the more information you know, the better off your financial plan will be.

Home Owners Insurance

For homeowners, insurance protection is an important aspect of homeownership. Buying homeowners insurance, also called home insurance, means buying protection for your home — both inside and out.Different companies offer different home insurance coverages, so choosing the right policy means finding the right mix of coverages to meet your needs.  Here at Pinnacle Mortgage Bankers, we see different home owner’s policies day in and day out.  This allows us to “shop” a wide range of insurance carriers to ensure you are not overpaying and you have the right amount of coverage.

Home Repairs or Remodel?

Have you been considering a bathroom or kitchen remodel project, a bedroom makeover, adding an addition with a media room, or even a whole house remodeling effort?  Perhaps you just have some deferred maintenance you haven’t had time to get to?  Well, you don’t want to work with just any contractor.  Pinnacle Mortgage Bankers has worked with several reputable, full-time, dependable, licensed contractors ready to work for you today.  Contact us today for a list of professionals in your area.