Buying your first home? Thinking of moving to a bigger house, a new neighborhood, or across the country?
No matter what your plans may be, we can help make the experience simpler and easier for you. Pinnacle Mortgage Bankers offers a variety of mortgage choices, which means you're assured of home financing that's a good fit with your budget and needs. You can also look forward to personal, friendly service that always puts your needs first.
Our inventory of home loans features two basic types of financing:
- Fixed-Rate Mortgages: These are traditional loans that feature a fixed interest rate for the life of your loan.
- Adjustable Rate Mortgages: These loans, often described by the acronym ARM, feature a lower interest rate for the first 1 to 10 years of your loan's term. Eventually, an ARM will adjust or "reset" to a new interest rate, which may be lower or higher than the introductory rate.
Both fixed- and adjustable-rate mortgages are available in a variety of terms and options. After discussing your personal preferences and financial needs, we'll recommend one or more loans to you.
For example, we may recommend a government-insured loan product like an FHA or VA loan, or a Jumbo loan if you're buying in a high-cost area. If you don't want to put down a large down payment, we have several products that only require 3% down.
To learn more, visit Fixed-Rate Mortgages or Adjustable-Rate Mortgages. After you review our loans in more detail, check out Choosing The Best Loan, a checklist that asks you a series of questions about your loan preferences before recommending a product.
