Purchasing Checklist
The following is a list of the information We'll need from you and any co-borrower(s) to begin processing your loan application. You may apply online, in person, or over the phone. If you have questions about anything on the list, please contact us.
Loan Information
- Amount you would like to borrow or purchase price of the house you plan to buy
- Monthly homeowner's or association dues (if applicable)
- Funds available for a down payment amount and earnest money
Property Information
- Type of property you'd like to buy (single family, condominium, townhome, multi-unit property)
- How you'll use the property (primary residence, second residence, etc.)
Personal Information
- Legal name of borrower and any co-borrower(s)
- Social Security number(s)
- Marital status
- Address of current primary residence (provide previous address if at current residence for less than two years)
- Number and ages of dependents/children
- Employment information (employers, job title, employer's addresses for the past two years)
Income Information
- All sources and amounts of monthly income (borrower and co-borrower(s), including salary, overtime, bonuses, commission, dividends, interest, retirement and any other source of income you want us to consider toward the repayment of your loan.
- All current expenses, including housing costs, alimony payments, child support payments and other balance(s) owed.
- Real estate assets owned, including the property address, market value, outstanding liens, rental income, and mortgage payments for each.
- Other assets, bank and financial institution accounts, including the bank/institution name(s), account type(s), and balance(s); value of bonds, stocks, life insurance policies, and retirement funds.
